But of course, the policy is too good to be true. In spite of allowing direct deposit or money recharged onto a debit card, there had to be exceptions for those few who A) don't have a bank or B) don't shop at places with a debit card. The government estimates the number at 275,000. I estimate that number at 0 (counting for the fact that if you meet both A and B above, you shouldn't be in charge of your own finances).
Near the end I saw this gem: